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NISM Securities Markets Foundation Certification Examination
Financial Planning and Securities Markets
Q
1
.
The asset allocation of a investor should be ideally aligned to:
Their financial goals
Their return requirements
Their risk preference
All the above
Q
2
.
An investor who has a short-term financial need may choose to invest primarily in
Gold for better appreciation
Bonds for steady return
Equities for better return
Property for higher value
Q
3
.
Which of the following step is part of financial planning?
Establish and define the client-planner relationship
Gather client data, including goals
Analyze and evaluate financial status
Develop and present financial planning recommendations
All the above
Q
4
.
The current cost of a college admission may be Rs. one lakh, if the rate at which the cost increases is taken at 8% then the cost of the college admission after 4 years would be:
Rs. 136,048
Rs. 132,048
Rs. 133,048
Rs. 134,048
Q
5
.
Which of the following is a specific financial goal?
Invest in equity for long term wealth of Rs. 5 cr
Build enough assets to last this life time of 30 years
Create corpus of Rs. 15 lakhs in next 5 years for child’s education
Create a corpus of Rs. 1 cr to fund the future needs
Q
6
.
Diversification reduces the risk of a portfolio, primarily because:
It manages the weightage to various assets based on the market view.
It helps to increase the return of the portfolio.
It reduces the risk of simultaneous loss in all assets.
It enables reducing the allocation to each asset.
Q
7
.
Asset allocation and diversification reduces the risk of loss in a portfolio and stabilizes the returns that the portfolio generates.
True
False
Q
8
.
Securities do not provide the flexibility and ease of investments to implement a financial plan.
True
False
Q
9
.
(I) A risk-averse investor may not be willing to invest in a risky investment. (II) If the goal is short-term, high risk investments will be preferred.
Both the statements are correct
Only statement (I) is correct
Only statement (II) is correct
Both the statements are wrong
Q
10
.
Your future goals are dependent upon
Current level of income
Expenses
Existing investments
Assets
All of the above