Advanced Wealth Management Course (IIBF) - Paper 4
Part I: Ch 12: Health Insurance
Q1.
To recover claims under Individual Mediclaim Policy the claimant should be hospitalized for a minimum period of __________ hours.
Q2.
Under Individual Mediclaim Policy, expenses incurred for a period up to ________ days prior to hospitalization and ___________ days after hospitalization could be considered as a part of the claim.
Q3.
Under Individual Mediclaim Policy, the sum assured is available from __________ to ____________.
Q4.
Under Individual Mediclaim Policy, final claim should be filed within __________ days of completion of treatment.
Q5.
Mediclaim is available to persons between ____________ and __________ years of age.
Q6.
Bhavishya Arogya Policy that can be taken at age between ____________ and _________ years of age.
Q7.
Under Bhavishya Arogya Policy, the amount of total benefit can be a maximum of _________ during the lifetime of the insured commencing from the date of retirement.
Q8.
(I) Individual Mediclaim Policy covers the hospitalization for diseases suffered during the policy period. (II) Bhavishya Arogya Policy covers pre-and post-hospitalization expenses.
Q9.
Under Jan Arogya Bima Policy, the sum assured is limited to ___________.
Q10.
Under Cancer Insurance, the cover is limited to ___________ in case of the Indian Cancer Society policy.
Q11.
Under Cancer Insurance, the cover is limited to _____________ in case of the Cancer Patient’s Aid Association.
Q12.
The policy of Overseas Medical Covers expenses incurred for the treatment within ________ days of the manifestation of the injury or disease.
Q13.
Bhavishya Arogya Policy was devised to address the smaller covers of the lower income groups.
Q14.
Under Group Mediclaim Policy, Maternity benefit extension is available at extra premium of __________ of the total basic premium.
Q15.
(I) Under Group Mediclaim Policy, expenses incurred for voluntary termination of pregnancy in the first twelve months is admissible. (II) Under Group Mediclaim Policy, the Pre-natal and post-natal expenses are not covered.
Q16.
(I) Jan Arogya Bima Policy offer any cumulative bonuses. (II) Jan Arogya Bima Policy does not offer any medical checkup benefits.
Q17.
(I) Bhavishya Arogya Policy cover pre-and post-hospitalization expenses. (II) No previous medical examination is necessary for Bhavishya Arogya Policy.
Q18.
There are _________ Cancer Policies offered in India.
Q19.
Under Mediclaim Policy, the premium qualifies for a tax benefit under __________ of the Income-Tax Act.
Q20.
In claim processing of Mediclaim Policy, the first intimation of claim must be given to the company with the relevant details within 15 days of the date of hospitalization.