Advanced Wealth Management Course (IIBF) - Paper 1
Part I:Ch 4:Indian social Environment & Fin Planning
Q1.
_____________ stage which consists of young, single, childless persons who are financially independent from their parents.
Q2.
Which stage is the retirement stage of life cycle?
Q3.
Within the life cycle, liquidity is dependent upon the diversification of income sources.
Q4.
Which stage is before the oldest child is in college?
Q5.
(I) The tax exposure of Foxtrots tends to be relatively low (II) During Echo stage tax exposure is low
Q6.
(I) Risk Management in Charlie stage is high (II) Risk Management in Delta stage is low
Q7.
Which stage begins with the birth of the first child and continues until the youngest child is of school going age.
Q8.
The liquidity needs of Foxtrots tend to be very high
Q9.
The wealth cycle consists of
Q10.
Accumulation stage is between the ages of ________ and _________ .
Q11.
_________ is an individual who either never marries or marries and loses a spouse without having children.
Q12.
The risk preference of the Perpetual Bravo may be higher due to the added discretionary funds available with two wage earners.
Q13.
(I) Debt Management in Echo stage is Low. (II) Debt Management in Charlie stage is high.
Q14.
(I) The credit needs of Foxtrots tend to be minimal. (II) The essential credit needs of Alphas tend to be relatively high.
Q15.
The credit needs of Bravos are generally not substantial and tend to relate largely to credit cards and automobile loans.